What should you do if your employer health insurance is too expensive and you cannot afford the premiums? If your employer doesn't help you pay your premiums, you might find a better deal by buying an individual health plan. In 2017, it rises to 9.66 percent based on the costs of living. However, people still fall into common cracks and may not have enough money. In 2016, the rule required less than 9.65 percent of family income. Most, but not all, employers help pay premiums. Q: My employer offers insurance, but I think it's too expensive.
Your employer offers coverage, but you think it's a lousy … When the employer’s offer of insurance exceeds 9.66 percent of annual family income, the employee can reject the offer and use … The amount they subsidize can vary from employer to employer. If you feel like your employer health insurance is too expensive, it could be because premiums and deductibles for group health insurance policies are on the rise. The Affordable Care Act (ACA) is supposed to make this problem go away. Last year, employers spent an … A: Probably not. Employer Health Insurance Too Expensive. What if your employer’s health insurance is too expensive? Even if your employer offers you health insurance at work, chances are you're shelling out more money for medical care. One ACA rule requires that certain employers offer plans costing no more than 9.56% … Your employer offers you health insurance coverage, but it doesn't contribute to the premiums. ... Employer-sponsored health insurance has a different standard. Can I apply for a subsidy to help me buy my own insurance?